F-1 Student Work Rules and Paying for College: On-Campus Jobs, CPT, OPT and STEM OPT

General guidance, not legal advice. Rules change and your situation may differ. Your school's Designated School Official (DSO) must approve most work, and USCIS decides OPT. Check with them before you plan your budget around work income.

For a student visa you must show you can pay for your studies without relying on a job. Work income can help, but it is limited. Here is what the federal regulation allows, as published on the eCFR (text current through the Sep 30, 2026 amendment; checked Oct 22, 2026).

On-campus jobs

Curricular Practical Training (CPT)

Optional Practical Training (OPT)

STEM OPT extension

Off-campus work for economic hardship

After one full academic year in F-1 status and in good academic standing, a student may be authorized to work off campus part-time, no more than 20 hours a week when school is in session. 8 CFR 214.2(f)(9)(ii)

What this means for your budget

Do not count on work to close a funding gap in your first year: CPT and hardship work generally need a full academic year first, and on-campus hours are capped during term. Compare colleges that give aid to international students and the lowest estimated costs.

Official sources