Short answer: in the latest federal data, the 2024-25 cost of attendance was $51,577 at St. Thomas University in Miami Gardens, Florida, $69,662 at the University of St. Thomas in St. Paul, Minnesota and $43,329 at the University of St. Thomas in Houston, Texas. Three private universities share the St. Thomas name, so this page puts them side by side. Every figure comes from the U.S. Department of Education's College Scorecard, release dated October 15, 2026 (College Scorecard data).
St. Thomas cost of attendance at a glance (2024-25)
| Figure | St. Thomas University (Miami Gardens, FL) | University of St. Thomas (St. Paul, MN) | University of St. Thomas (Houston, TX) |
|---|---|---|---|
| Cost of attendance | $51,577 | $69,662 | $43,329 |
| Tuition and fees | $35,780 | $56,460 | $35,754 |
| Average net price after grants | $26,153 | $31,532 | $15,446 |
Cost of attendance is the school's full yearly budget for a first-year student: tuition and fees, housing, food, books and other expenses. All three are private universities, so they charge the same tuition whether or not you live in their state. Net price is what students who got federal aid paid on average after grants and scholarships.
The sticker prices and the prices families actually pay tell different stories. The Minnesota campus has the highest cost of attendance, but its average net price is $38,130 below it. The Houston campus has the lowest average net price of the three, $15,446, which is $27,883 below its cost of attendance. At the Florida campus the gap is $25,424.
Net price by family income
These are College Scorecard averages for students who received federal aid:
| Family income | St. Thomas (FL) | St. Thomas (MN) | St. Thomas (TX) |
|---|---|---|---|
| $0-$30,000 | $24,707 | $29,201 | $15,117 |
| $30,001-$48,000 | $24,078 | $24,697 | $12,963 |
| $48,001-$75,000 | $27,298 | $26,753 | $12,830 |
| $75,001-$110,000 | $30,557 | $28,875 | $15,437 |
| Over $110,000 | $30,507 | $36,792 | $25,684 |
In every income band, the Houston campus had the lowest average net price of the three. For families earning up to $48,000, the Florida campus averaged between $24,078 and $24,707 and the Minnesota campus between $24,697 and $29,201.
Estimate your own price
Every college must post a net price calculator. These are the official ones listed for each school in the federal data:
- St. Thomas University (Miami Gardens, FL) net price calculator
- University of St. Thomas (St. Paul, MN) net price calculator
- University of St. Thomas (Houston, TX) net price calculator
Other numbers worth comparing
| Family income | St. Thomas (FL) | St. Thomas (MN) | St. Thomas (TX) |
|---|---|---|---|
| Admission rate | 98% | 85% | 90% |
| Graduation rate | 28% | 74% | 67% |
| Median federal debt at graduation | $17,750 | $21,500 | $18,000 |
| Median earnings 10 years after entry | $58,912 | $82,322 | $64,410 |
| Undergraduates | 2,214 | 6,245 | 3,220 |
For more schools, use our side-by-side comparison, see net price vs. sticker price, or browse cost by state.
Data: U.S. Department of Education, College Scorecard, Most-Recent-Cohorts-Institution file released October 15, 2026. Cost of attendance, tuition and admission rate are for 2024-25. Net price, debt, earnings and graduation rate are the most recent cohorts in that release and lag by a year or more. Check each university's website for current rates.